States all around the country are setting mandates for employers to offer Paid Family Medical Leave and Disability Benefits. We are here to provide you with solutions to keep you compliant. Here is some information through one of our partners. We look forward to showing you how we can help.
PAID FAMILY & MEDICAL LEAVE?
That’s just our thing.
Let’s make it yours, too!
What Is Paid Family & Medical Leave?
While state-mandated Paid Family & Medical Leave (PFML) Laws (including statutory Short-Term Disability and Paid Family Leave) provide partially paid time off for certain family and/or medical reasons, specific benefit amounts, durations, reasons for leave, etc. differ from state to state. Many of the states that require you to provide PFML or related benefits grant the flexibility of choosing a Private Plan in lieu of your state’s plan.
What Is a Private Plan?
A fully insured, approved Private Plan for PFML and related coverages is an alternative to a State Plan, which at least meets or exceeds the rights, protections, and benefits of the State Plan. ShelterPoint1 provides thoughtful and efficient stand-alone private options in the following states2: CO, CT, DE*, MA, MD**, ME*, MN*, NJ (TDI only), NY
*Programs effective 2026, accepting quotes and early applications
**Program effective no sooner than 1/1/2027 and no later than 1/3/2028
THE TOP 6 REASONS
to choose a Private Plan – with ShelterPoint as your carrier:
COMPETITIVE PRICING
With our long-standing experience in rating this type of coverage, you can have confidence in ShelterPoint’s rating approach for your business.
DEDICATED SUPPORT
Lean on the trusted relationship you have with your broker! We’re here to help – and that includes assisting you and your broker with guidance on what administrative actions you need to take to complete a Private Plan exemption.
EXPERTISE AND EFFICIENCY
ShelterPoint brings the expertise to manage PFML or related coverages efficiently from quoting to onboarding to claims processing.
HELP STAYING INFORMED
Signing up for our updates on regulatory and annual changes can help you and your employees stay informed.
SWIFT CLAIMS TURNAROUND
Our experience in administering and paying claims fuels our swift turnaround goals to provide smooth benefit payments.
PUTTING PEOPLE FIRST
At ShelterPoint, we strive to provide coverage
that cares when it matters most.
Empowering You with Resources and Education
As PFML laws continue to get adopted in various forms across the United States, staying updated on state-specific details can be challenging.
That’s where our resources come in:
- Check out our blog at shelterpoint.com/Blog and sign up for updates.
- Leverage our interactive state-by-state comparison tool to compare details that are relevant to you and your employees,
e.g. program details including rates, benefits, contribution, qualifying events, and more.
As we continue to grow and the PFML market evolves, ShelterPoint is your partner for clarity and assurance on the PFML journey – because, after all: