Medical alternatives to ACA

Dental, Vision, Disability

Vision – Cash to you for periodic exams, treatments, and vision correction materials which can be used in addition to other vision insurance or on its own

Dental – Cash to you for periodic exams, cleanings, x-rays, fillings, crowns, and more which can be used in addition to other dental insurance or on its own

Disability Income – Short and Long Term cash to you as a percentage of your average paycheck if you’re disabled due to an accident or illness on- or off-the-job

Life Insurance, LTC, AD&D

We are only 1 of 3 Brokerages in the country that are able to get preferred underwriting of Guaranteed Issue coverage. This is a Permanent Policy that goes with you even after employment ends. We also offer traditional Term, Whole, and Juvenile Life Products to fit everyone’s needs and budget. Group policies require a minimum number of participants. Individual non-payroll policies are available.

Legal, ID Theft Protection

Identity Theft Protection: The fastest growing white-collar crime the country has ever seen. If your identity is stolen or compromised, our investigators do the restoration work for you.

Legal Protection: This is one of the fastest growing employee benefits in the country today. Our plans, not only protect the employee, but the business entity as well, with a cost of only pennies a day.

Supplemental Group Plans

Cash to you to reduce the financial impact of an accident, hospital stay, surgery, diagnostic exams, or other health events such as cancer, heart attack, stroke, paralysis, and more. Payments are based on the treatments you receive and can be used however you want whether or not you have health insurance.

Tele-medicine

24-7 access to a physician, anytime, anywhere. Helps avoid unnecessary trips to the doctor. No deductible or Copay required. Lower annual health care cost, and enhance productivity!

Discount Programs

We offer FREE access to Prescriptions, Dental, Vision, Lab Discounts, and more! With many Health Plans requiring deductibles or high co-pays to be met before coverage kicks in, this program eases the immediate financial burden for frequent and/or expensive prescription costs. This can help reduce an employer’s Health Plan premiums!