Health Care Options for Groups & Families
The health insurance marketplace is now open for individuals! This is great if you qualify for a subsidy, but, if like many, you don’t, it can be a confusing time amidst overwhelming choices of what to do. Luckily, whether you’re a group, an employee, or an individual, no matter where in the United States you […]
“Mini-COBRA” Laws in D.C., Maryland, and Virginia
Length of Continuation Coverage provided by D.C., Maryland, and Virginia “Mini-COBRA” Laws Almost everyone has heard of COBRA: the Consolidated Omnibus Budget Reconciliation Act of 1985. COBRA generally requires that group health plans sponsored by employers with 20 or more employees offer employees and their families the opportunity for a temporary extension of health […]
Special COBRA exemptions for individual health insurance
If You have COBRA now, you can elect to enroll in the Marketplace for individual health insurance up to July 1, 2014. After that date, you must wait until the next open enrollment in November to enroll in health insurance even if your COBRA has terminated in the meantime. There are a few exceptions for […]